hateautoinsurance (August 30, 2008 at 4:47 am)

There was little damage my car. I was treated for whip lash and finally found out I had three bulging disc in my cervical they paid for. I have a $50,000 uninsured motorist rider on my policy. I at this point was offered $1000 for three discs snapped. Now Travelers are saying they are not paying for degenerative disease. I was never treated for this disease nor knew I had it till this auto whiplash happened. Attorneys will not help not enough money and they don't want to be tied up for yrs

Kselr4 (July 26, 2008 at 5:22 am)

Funny...yet sad

devilcajun (June 7, 2008 at 5:30 am)

Funny how CNN never made a comment as to the ladies own car insurance. Even though she was not at fault for the accident she does have a bodily injury claim with the at fault parties insurance and will have her own medical coverage to use as well. That is if she chose to carry it.

niaphoenix (April 7, 2008 at 4:19 pm)

John Grisham's novel the Rainmaker is about such practices in the insurance industry.

shawnwwe (March 25, 2008 at 9:53 am)

just for the records.Full Coverage means,your own damages are covered as well.Liability is mandatory,to cover the damage u cost to others,such as car or property.Our US system is messed up anyway

barbender (November 17, 2007 at 2:08 am)

The reason this girl was only offered 15k by the insurance company, is because the insured only paid for 15k of insurance. Most people go for the cheapest price, and never look for the coverage they need. If you are in an at fault accident, and you do not have enough coverage, the lawyers will find out what assets you have to liquidate. 30% of your wages for 10 years, equity in your home, and retirement saved, and the amount of liability coverage you have in your policy.

WillBackbone (October 29, 2007 at 10:30 pm)

Nope wrong, med is extremely cheap in my state went from 5K to 100K in Med coverage for $3.50 per month. There is NO such thing as FULL coverage. Have an accident with a surgeon, put him out of work 6 months and $75,000 in his medical bills and see if its FULLY covered. Full coverage is a general term but there are #'s in every policy and they are called policy limits so there goes the FULL out the window.What about un and under insured u forgot those.

p51joe (October 29, 2007 at 9:49 pm)

Full coverage means the additional comp, collision, towing and rental. If you have 100K in medical, you must not have health insurance. 5K is sufficient if you have 100K of Bodily Injury or more. The liability part is cheap, not so much the medpay.

WillBackbone (October 5, 2007 at 11:39 am)

I bet most ppl that never read their policy. They juts want it covered no matter what happens. My insurance agent explained all my coverages when I bought my insurance, she said there is no such thing as "full coverage" he said the policy has numbers in it and they matter. He recommended $100,000 in medical coverage and it only costs a few more bucks a month than "minimum coverage" People want to be blind to their coverage.

MeandProgressive (June 27, 2007 at 2:20 pm)

Thanks for having the courage and conviction of bringing this situation public. Car Insurance Policies such as Progressive's appear to be nothing more than a pyramid scheme in which those Corporate Executives at the top get richer and richer while injured policyholders are left without medical care as I have explained in my video "Progressive Insurance Has Treated Me as Road kill". It is nothing more than taxpayer subsidized profits for Corporations such as Progressive.